Terms of Service

2.1 Permission Granted

We grant you a limited, non-exclusive, non-transferable license to access and use our calculators for personal, non-commercial purposes. This license does not include:

• Modifying or copying the materials
• Using the materials for commercial purposes without written permission
• Removing copyright or proprietary notations
• Transferring the materials to another person or entity
• Attempting to reverse engineer any software on the Site

2.2 Restrictions

You may not:

• Use the Site in any way that violates applicable federal, state, local, or international laws or regulations
• Scrape, crawl, or use automated tools (bots, spiders) to access the Site without prior written permission
• Attempt to gain unauthorized access to any portion of the Site, other accounts, or computer systems
• Use the Site to transmit viruses, malware, worms, or any harmful code
• Impersonate any person or entity, or falsely state or misrepresent your affiliation
• Interfere with or disrupt the Site, servers, or networks connected to the Site

3.1 "As Is" Basis

THE SITE AND ALL CALCULATORS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

3.2 No Guarantee of Accuracy

While we strive to provide accurate calculators and information, we make no warranty that:

• The calculators will be error-free or uninterrupted
• Results will be accurate, complete, or reliable for your specific situation
• The Site will be free from viruses or harmful components
• Defects will be corrected in any particular timeframe or at all

3.3 Calculator Results Are Estimates

All calculator results are estimates only and should not be relied upon as exact figures. Actual results may vary significantly based on numerous factors including but not limited to: tax rates, interest rates, individual health metrics, local regulations, market conditions, and timing. Our calculators are educational tools, not professional advice.

4.1 No Liability for Decisions

We are not responsible for any decisions you make based on calculator results. You acknowledge that you use our calculators at your own risk and discretion. You should always consult qualified professionals before making important financial, medical, legal, or life decisions.

4.2 Disclaimer of Damages

IN NO EVENT SHALL CALCULATETOO, ITS OWNERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Site
• Any unauthorized access to or use of our servers or any data stored therein
• Any errors, inaccuracies, or omissions in calculator results
• Any financial, medical, legal, or other decisions made based on calculator results
• Any interruption or cessation of transmission to or from the Site

4.3 Maximum Liability

Our total liability to you for all damages, losses, and causes of action (whether in contract, tort, or otherwise) shall not exceed the amount you paid to us (if any) in the past twelve months. Since our service is free, this amount is $0.

5.1 Not Professional Advice

The calculators and information on this Site are NOT a substitute for professional advice. We are not:

• Financial Advisors: Calculator results are not financial advice. Consult a certified financial planner, advisor, or accountant for personalized financial guidance.
• Medical Professionals: Health calculators (BMI, calorie, pregnancy) are for informational and educational purposes only. Consult a licensed physician or healthcare provider for medical advice, diagnosis, or treatment.
• Legal Counsel: We do not provide legal advice. Consult a licensed attorney for legal matters, contracts, or compliance issues.
• Tax Professionals: Tax-related calculators provide estimates only. Consult a CPA, enrolled agent, or tax attorney for tax planning and filing advice.

5.2 User Responsibility

You are solely responsible for:

• Verifying calculator results with appropriate qualified professionals
• Making informed decisions based on multiple sources of information, not just our calculators
• Consulting qualified professionals (financial advisors, doctors, lawyers) before making important decisions
• Understanding that calculator results are estimates and may not apply to your specific situation

All content on this Site, including but not limited to text, graphics, logos, icons, calculators, code, and software, is the property of CalculateToo or its licensors and is protected by copyright, trademark, and other intellectual property laws.

"CalculateToo" and all related logos are trademarks. You may not use these trademarks without our prior written permission.

Your calculator inputs: We do not claim ownership of any information you enter into our calculators. All calculator inputs remain on your device and are not transmitted to our servers. You retain all rights to your data.