Privacy Policy

Last Updated: January 17, 2026

1. Introduction

Welcome to CalculateToo ("we," "our," or "us"). We are committed to protecting your privacy and handling your data in an open and transparent manner. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website calculatetoo.com (the "Site").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Site.

2. Information We Collect

2.1 Information You Provide to Us

We do not require you to create an account or provide personal information to use our calculators. All calculator inputs remain on your device and are not transmitted to our servers. Your financial calculations, health metrics, and personal data stay completely private.

2.2 Automatically Collected Information

When you visit our Site, we automatically collect certain information about your device:

  • Log Data: IP address, browser type, operating system, referring URLs, pages viewed, and access times
  • Device Information: Device type, screen size, and browser settings
  • Usage Data: Which calculators you use and how you interact with our Site

2.3 Cookies and Similar Technologies

We use cookies and similar tracking technologies. Cookies are small data files stored on your device:

  • Essential Cookies: Required for the Site to function (theme preferences, last calculator used)
  • Analytics Cookies: Google Analytics to understand Site usage and improve calculators
  • Advertising Cookies: Google AdSense to serve relevant advertisements

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our calculators and services
  • Understand how you use our Site to enhance user experience
  • Analyze usage patterns (which calculators are most popular, where users struggle)
  • Display relevant advertisements to keep the service free
  • Detect and prevent fraud, abuse, or technical issues
  • Comply with legal obligations and respond to legal requests

4. Third-Party Services

4.1 Google Analytics

We use Google Analytics to understand how our Site is used. This helps us know which calculators are most helpful, where to add new features, and how to improve the user experience. Google Analytics collects your IP address, browser information, and pages visited—but not your calculator inputs or personal calculations.

Learn more about how Google uses data at Google Privacy Policy.

4.2 Google AdSense

We use Google AdSense to serve advertisements on our Site. Ads keep our calculators free for everyone. Google AdSense uses cookies to serve ads based on your interests and prior visits. You can opt out of personalized advertising by visiting Google Ads Settings.

4.3 Third-Party Websites

Our Site may contain links to third-party websites (educational resources, financial institutions, health organizations). We are not responsible for the privacy practices of these websites. Always review the privacy policies of any sites you visit.

5. Data Security

We implement appropriate technical and organizational security measures to protect your information, including HTTPS encryption, secure hosting, and regular security audits. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Important: Because your calculator inputs never leave your device, they are as secure as your own device. We never see your mortgage amounts, salary figures, health metrics, or personal calculations.

6. Data Retention

We retain automatically collected information (such as analytics data) for up to 26 months to analyze long-term trends and improve our services. Cookies may be stored on your device as described in our Cookie Policy. You can delete cookies at any time through your browser settings.

7. Your Rights and Choices

7.1 Cookie Management

You can control cookies through your browser settings. Most browsers allow you to refuse cookies or delete cookies. Note that if you disable essential cookies, some features (like theme preferences) may not work properly. Analytics and advertising can be blocked without affecting calculator functionality.

7.2 Do Not Track

Our Site does not currently respond to Do Not Track (DNT) signals. However, you can use browser extensions like Privacy Badger or uBlock Origin to block tracking. Learn more about DNT at allaboutdnt.com.

7.3 GDPR Rights (European Users)

If you are located in the European Economic Area (EEA), you have these data protection rights:

  • Right to access: Request a copy of your personal data
  • Right to rectification: Correct inaccurate data
  • Right to erasure: "Right to be forgotten"—request deletion of your data
  • Right to restrict processing: Limit how we use your data
  • Right to data portability: Receive your data in a portable format
  • Right to object: Object to processing of your data

To exercise these rights, contact us at the email address below. We will respond within 30 days.

7.4 CCPA Rights (California Users)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

  • Right to know: What personal information is collected and how it's used
  • Right to deletion: Request deletion of your personal information
  • Right to opt-out: We do not sell personal information
  • Right to non-discrimination: We won't discriminate against you for exercising your rights

8. Children's Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately and we will delete that information.

9. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our Site, you consent to such transfers. We take reasonable steps to ensure your data is treated securely.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Significant changes will be highlighted prominently. You are advised to review this Privacy Policy periodically.

11. Contact Us

If you have questions, comments, or requests regarding this Privacy Policy, please contact us at:

Email: selfimprovingdeveloper@gmail.com

We will respond to your inquiry within 30 days.

Privacy Summary

Your calculator inputs stay on your device—we never see them. We use cookies and third-party services (Google Analytics, Google AdSense) to improve our Site and serve ads. You can manage cookies through your browser settings. For questions or to exercise your privacy rights, contact selfimprovingdeveloper@gmail.com.